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Assuming that you will get credit/refund in your account, you approve the request by authenticating the transaction with MPIN but you might end up losing money since your account gets debited once the collect request is approved/authenticated. Sometimes, the fraudsters could also send “Collect request" to your VPA and ask you to approve/authenticate it on the respective UPI apps to get reversal/refunds. The fraudster subsequently seeks confidential account related credentials like Debit Card number, PIN, expiry date, OTP and sets the MPIN which is then used to authenticate transactions.
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On the basis of this, the fraudster is able to link/register your mobile number/account with UPI on his own mobile device. The fraudsters also forward one SMS to you and advise you to forward it to a specific mobile number from your phone. Further, Mobile Banking credentials and PIN are vished (stolen) from you and the fraudster can now choose to carry out financial transactions from your mobile app which was already installed. Once granted, the fraudster is now in control of your mobile device.ĪLSO READ | RBI AnyDesk Warning: This app can steal all money from your bank account, never download Then the fraudster will further ask you to grant him certain permissions.
Anydesk play store code#
Post the installation of the app (in this case 'AnyDesk'), a 9-digit code will be generated, which the fraudster will ask you to share.